Online Personal Loans in California

There are many different types of financing to be found in the state of California, from regular bank loans, to credit cards and short term loans. These all have advantages and disadvantages. Personal Loans up to 50 000$ encompass all of the advantages of those types of financing into a single, online installment loan.

California - Rates & Terms

Loan Amount: 1 000$ - $5,000
Interest Rate / APR: Variable
Loan Length: 12 months - 36 months

If you meet the requirements and qualify for one of our personal loans we will provide you with a financial solution tailored to your needs, based on your financial eligibility. Once approved for a loan you will be provided the full details of the offer including: interest rate, repayment term, payment amount and the total cost of the loan.

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Credit Scores in California

Credit scores in California have seen a decreasing trend in recent years but it is still better than most other states. In 2010, the average credit score in California was 688. By the month of April 2012, it was down to 676. These credit scores are based on the standard FICO credit scoring model, which ranges from 300 to 850. In 2013 the average credit score in California is 687, ranking 30th in the US. [6]

More about Installment Loans in California

California is the largest state in the United States of America based on population and is home to 12% of the total number of US residents. It is also the third largest state by area after Alaska and Texas. The state of California also has the 12th largest economy in the world based on information from 2012.[5]

The income per capita in California was $38,956 in 2006 ranking this state 11th within the United States. This however varies between regions and between professions. Because of this dispersion of income in the state of California the need for finance is also greater in some areas than others. Because of this Californians seek new and different types of financing. Personal Loans in California are financial products designed for borrowers with average credit scores ranging from 580 to 720.

Personal Loans on 36MonthLoans.com vary from state to state. In the state of California our personal loans range from 1 000$ to 50 000$ while the interest rate/APR ranges from 11.24% to 35%. Borrowers that are eligible for a personal loan will receive a loan rate between those two values according to their credit score and other factors.

State of California Economic Indicators:

Income per capita: $51,914 (in 2012); [1]
Average hourly earnings: $19.99 (in manufacturing); [2]
Average household income: $57,287 (at the end of 2011) [3]
State expenditures ($ in millions): 213,344 (estimated for 2012); [4]
Unemployment rate: 8.9%. [1]